Last Updated: January 2026

Karikya Privacy Policy — Our Commitment to Protecting Your Information

This page clearly explains how we collect every piece of information you provide on Karikya, how we use it, and how we keep it secure. If you have any questions after reading, reach out to support.

Version: 2.2 — January 2026 Fully Available in Bengali SSL Secured

🔐 Core Pillars of Privacy Protection

How Karikya Keeps Your Data Safe — Six Core Principles

🔒
End-to-End Encryption
Security

All data sent to Karikya's servers is protected with 256-bit SSL encryption. Nothing — from your password to your payment details — can be read in plain text.

  • 256-Bit TLS Encryption
  • Passwords stored as hashed values
  • Payment data tokenized
🚫
No Third-Party Data Sharing
Privacy

Your name, mobile number, and payment details are never shared with advertisers or any third party. Karikya does not sell your data — ever.

  • No data shared with advertising networks
  • Sale of Data Is Strictly Prohibited
  • NDA Required for All Partner Organizations
📋
Minimal Data Collection
Data Policy

Karikya only collects information that is genuinely necessary to provide its services. We do not ask for unnecessary personal details — data minimization is a core principle we stand by.

  • Only essential information is collected
  • No Unnecessary Data Collection
  • Data is deleted once its purpose has been fulfilled
✅
Your Consent Comes First
Transparency

Before collecting or using any new type of information, Karikya will obtain your explicit consent. You can also withdraw consent for marketing communications at any time.

  • No new use without consent
  • Easy opt-out from marketing emails/SMS
  • Right to Withdraw Consent at Any Time
🕵️
Security Audit
Verification

Karikya's systems undergo regular security audits. Any vulnerabilities identified are addressed promptly to ensure user data remains protected at all times.

  • Regular penetration testing
  • Fast vulnerability patching
  • 24/7 System Monitoring
👁️
Transparent Data Use
Transparent

The purpose for which your data is being used is always clearly communicated. You can request a copy of your stored information at any time.

  • Clear Purpose for Data Use
  • Right to Request a Copy of Your Data
  • Your Data Can Be Corrected
Who This Policy Applies To

This privacy policy applies to all users of Karikya's website, mobile app, and related services. By accessing karikya.xyz, you agree to this policy.

1 What Information We Collect

Karikya collects two types of information — what you provide directly, and what is generated automatically through your use of the platform.

What You Provide Directly:

  • Full name, date of birth, and mobile number (collected at registration).
  • Payment method details — bKash/Nagad number (collected at the time of transaction).
  • National ID or passport details for KYC verification.
  • Messages and information you send through support chat.

Automatically Collected Information:

Data Type What We Collect Why It's Needed
Device Information Device type, OS version To Ensure Compatibility
Network Information IP address (approximate location) Security & Fraud Prevention
Usage Data Session duration, page visits Platform Improvement
Transaction Logs Bet history, deposit/withdrawal records Dispute Resolution & Auditing
Cookie Data Session cookies, preference storage Usability Improvement

Karikya never accesses your location (GPS), contact list, or camera — not even through the mobile app.

2 How Your Information Is Used

Karikya uses the information it collects only for specific, defined purposes — never beyond what it was intended for.

  • Service Operations: To manage your account, process bets, and complete payments.
  • Security Assurance: To prevent account fraud and unauthorized access.
  • Platform Improvement: To analyse user experience and develop new features and improvements.
  • Contact: To send important updates, transaction confirmations, and bonus notifications.
  • Legal Obligation: To meet regulatory requirements and support audits.
Marketing Communications

If you opted in to marketing SMS/notifications during registration, Karikya will keep you informed about new offers and promotions. You can turn this off at any time from your account settings.

3 Sharing Data with Third Parties

Karikya does not sell your personal information to third parties. However, limited data may be shared in certain specific circumstances:

  • Payment Processor: Only the information required to process transactions (amount and account number) is shared with bKash, Nagad, and banks. Their own privacy policies apply.
  • Technology Service Providers: We work with hosting, cloud storage, and analytics providers — but they are bound by NDA and cannot use your data for their own purposes.
  • Legal Authority: Information may be disclosed when required by a court order or a lawful request from a regulatory authority.

Karikya does not share your data with any ad networks, data brokers, or marketing firms. If you ever receive such an offer, report it to support immediately.

4 Data Protection Measures

Karikya uses industry-leading security technologies. Each layer of protection is explained below:

  • Transmission Security: All data transmitted from your browser or app to Karikya's servers is encrypted using the TLS 1.3 protocol.
  • Storage Security: Sensitive data stored on our servers (passwords, payment information) is secured with AES-256 encryption. Passwords are never stored directly — only their hashed values are retained.
  • Access Controls: Within Karikya, only designated staff can access specific data — managed through role-based access control (RBAC).
  • Real-Time Monitoring: Automated 24/7 monitoring runs continuously to detect unusual activity on the system. If a suspicious login is identified, your account may be locked automatically.

In the Event of a Data Breach: In the event of a data breach, Karikya will notify affected users as quickly as possible — typically within 72 hours — and take immediate steps to resolve the issue.

5 Cookie Policy

Karikya's website and app use cookies. Cookies are small files stored on your device that help improve your browsing experience.

Optional cookies can be disabled through your browser settings. However, disabling essential cookies may prevent certain platform features from working properly.

6 Your Rights

As a Karikya account holder, you have certain rights over your personal data:

📥
Right to Access Your Data

You can request a copy of all the information Karikya holds about you. Contact support and you will receive it within 30 days.

✏️
Right to Correct Your Information

If any of your saved information is incorrect, you can request a correction. Changes to your name or date of birth will require supporting KYC documents.

🗑️
Right to Erasure

Upon account closure, you may request deletion of non-essential data beyond what is required by law. Transaction records must be retained for 5 years for legal compliance.

🚫
Right to Restrict Processing

You can request that your data be used only for specific purposes — for example, opting out of all marketing communications.

📤
Data Portability

You may request a copy of your data in a machine-readable format (CSV or JSON).

📞
Right to Lodge a Complaint

If you suspect a data security issue, please report it to Karikya support. You will receive a response within 7 business days.

7 Data Retention Period

Karikya retains each type of information for a defined period. Once the purpose has been fulfilled, the data is securely deleted.

Data Type Retention Period Reason
Account Information For as long as your account remains active Service Operations
Transaction Records 5 years Legal Obligations
Betting History 2 years Dispute Resolution
Support Chat Logs 1 year Service Quality Monitoring
Session Cookie Cleared on logout Temporary Session Management
KYC Documents 5 years Regulatory Requirements

After account closure, data not subject to legal retention requirements is permanently deleted within 90 days.

8 Contact & Policy Updates

Policy Changes: Karikya may update this Privacy Policy from time to time. Before any significant changes, you will be notified via SMS to your registered mobile number or through an in-app notification. The date of the latest update is always shown at the top of the page.

Privacy Contact: For any questions about this policy or to submit a request regarding your personal data:

  • Email: support@karikya.xyz (Please write "Privacy Request" in the subject line)
  • Live Chat: Speak directly with our 24/7 Bengali support team
Last Updated

This Privacy Policy was last updated in January 2026. Key changes from the previous version include: a detailed explanation of the cookie policy and the addition of a data retention schedule.

Karikya Privacy Policy — Why It Matters


We rarely stop to think about where our data goes when we use online platforms. Karikya believes you deserve that awareness — which is why this page was written to provide genuine information, not just to meet legal obligations.

How we use your mobile number

The mobile number you provide at registration is used for three purposes: login verification, payment linking, and sending important notifications. This number is never shared with call centers, advertisers, or marketing agencies.

Karikya will never call you to ask for your password or OTP. If anyone claims to be "Karikya Support" and requests such information, it is a scam — report it to support immediately.

KYC Verification — What Information Is Actually Needed

KYC verification is required for large withdrawals. This involves collecting your national ID number and photo. The information is used solely to verify your identity and prevent fraud — it is never shared with any third party and is securely deleted after the required retention period.

Betting History & Privacy

Your betting history is retained because it helps resolve disputes and may be required for certain bonus calculations. However, no one outside of you can view it — even Karikya staff cannot access it without a specific, justified reason.

Betting history older than two years is deleted from the system. You may request earlier deletion — however, if an active dispute or investigation is ongoing, deletion will not occur until it is resolved.

Responsible Betting & Data Protection, Together

Karikya analyses your betting behaviour — but only to protect you. If unusual patterns are detected on an account, such as sudden large deposits or increasingly high bets after losses, the support team may reach out to offer assistance.

This data is never used for marketing purposes — encouraging users to bet more after a losing streak goes against Karikya's policies. It is used solely to support responsible betting.

Protection of Young Bettors

Karikya does not allow anyone under 18 to open an account. Date of birth is verified, and supporting documents may be requested in suspicious cases. Data of minors is never collected, and any such accounts are closed immediately.

Karikya's privacy policy is a living document — as technology and regulations evolve, so does this policy. Whenever significant changes are made, you will be notified in advance.

❓ Frequently Asked Questions

FAQs on Account Closure and Tournaments

To take a temporary break, select the "Cooling-Off" option in your account settings. You can choose any period from 1 to 30 days. During this time, logging in or placing bets will not be possible, but your account and balance will remain intact. Once the period ends, your account will be reactivated automatically.

For a longer break, choose self-exclusion — you can suspend your account for anywhere from 6 months to permanently. To permanently close your account, contact support via live chat. Before closing, make sure to withdraw any outstanding balance. If a balance remains after the account is closed, it is typically returned to your registered payment method within 3 business days.

Learn More Responsible Gaming View page.

Karikya's tournament and leaderboard events typically run for a set period — such as a week or the duration of a tournament. Each event may have its own rules, but the general structure is as follows:

Points are calculated primarily based on bet amount or winnings. In some tournaments, bonus points can be earned by betting on specific markets or events. There is generally no separate fee to join a leaderboard — simply placing a bet on the designated market automatically enters you.

Top-ranked participants receive rewards at the end of each event — typically in the form of bonus credits or free bets. Rewards are generally credited to accounts within 48 hours of the results being announced. Full rules for all ongoing events Latest Promotions Available on the page.

Start Betting in a Safe Environment

Your data is secure, your transactions are safe, and your experience is transparent on Karikya. Open an account today and claim your 100% Welcome Bonus.

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