Last updated: January 2026

Karikya Terms & Conditions — Complete Usage Guide

Please read these terms and conditions carefully before using the Karikya platform. Everything you need to know — from account registration and betting to payments, bonuses, and account closure — is clearly laid out here.

Version: 2.4 — January 2026 Full translation in Bengali

🔑 Key Rules Summary

The most important highlights of Karikya's terms and conditions at a glance

👤
Account Rules
Account

Only one account is permitted per individual. You must be at least 18 years old to register, and all information provided must be accurate.

  • One account per person
  • Minimum age: 18 years
  • Register with accurate and genuine information
💳
Payment Rules
Financial Transactions

All deposits and withdrawals must be made using a payment method registered in your own name. Using another person's account for transactions may result in your account being suspended.

  • Use your own bKash/Nagad account
  • Minimum deposit ৳500
  • Withdrawals processed in an average of 15 minutes
🎁
Bonus Terms
Promotions

Each bonus comes with its own wagering conditions. The welcome bonus requires 10x wagering. Bonus funds cannot be withdrawn directly.

  • Welcome bonus wagering: 10x
  • Bonus validity: 30 days
  • Minimum odds of 1.50 apply
🏏
Betting Rules
Betting

Once a bet is confirmed, it cannot be changed or cancelled — except via cash out. If a match is abandoned, Karikya applies a separate set of rules.

  • Confirmed bets cannot be changed
  • Bets are refunded for abandoned matches
  • Available when the cash out feature is active
🔒
Security Rules
Security

Sharing your account login credentials with anyone else is prohibited. If suspicious activity is detected, Karikya may suspend the account pending investigation.

  • Never share your password
  • Enabling 2FA gives you an added layer of security
  • Suspicious activity may trigger an investigation
🛡️
Responsible Betting
Security

Karikya offers deposit limits, cooling-off periods, and self-exclusion options. Allowing minors to open an account or place bets is strictly prohibited.

  • Set Your Own Deposit Limit
  • Cooling-off: 1 to 30 days
  • Accounts for users under 18 are not permitted
Important Notice

By registering on or continuing to use the Karikya platform, you are considered to have agreed to all of the following rules and terms and conditions. Please read this document carefully in its entirety.

1 General Rules

Karikya is an online betting and gaming platform operated for users in Bangladesh. These terms and conditions constitute a legal agreement between Karikya and anyone who uses its platform.

By using Karikya's services, you confirm that:

  • You are at least 18 years of age.
  • You are using this platform of your own free will.
  • You have the legal right to use online betting in your area.
  • You have read, understood, and agreed to all of these terms and conditions.

Karikya reserves the right to update these terms and conditions at any time. Any changes will be communicated via the website and to your registered email address. Continued use of the platform after any changes have been made will be considered acceptance of the updated terms.

2 Account & Registration

One account policy: Each individual may register only one account on Karikya. Opening multiple accounts under the same name, at the same address, or using the same payment method is strictly prohibited. If this rule is violated, all associated accounts will be closed and any remaining balances may be forfeited.

Information provided at registration: When registering, you must provide your real name, correct date of birth, active mobile number, and accurate details of the payment method you use. If an account is opened with false or incorrect information, Karikya reserves the right to close it at any time.

Account Security: Keep your account username and password strictly confidential. You are responsible for all activity on your account — unless you notify Karikya of unauthorised access.

  • Change your password regularly.
  • Keep Two-Factor Authentication (2FA) enabled.
  • If you notice any suspicious activity, report it to support immediately.
3 Betting Rules

Bet Confirmation: A bet is considered final once you click the "Place Bet" button on the bet slip. If a bet fails to register due to a technical error or app crash, Karikya will verify the outcome by reviewing server logs.

Odds Changes: Once a bet is placed, any subsequent odds movement will not affect it — your bet stands at the odds you accepted. However, in live betting, if the odds change at the exact moment your bet is submitted, the updated odds may apply.

What happens if a match is abandoned or cancelled

If a match is cancelled before it begins, or abandoned after it starts but before the minimum required time has elapsed, stakes for bets on that match are generally refunded. In parlay bets, the abandoned match is counted with odds of 1.00.

Betting Limits: Karikya reserves the right to set maximum bet limits, which may vary based on the market, event, and account history. If an unusually large bet is placed on any market, Karikya may reject or restrict that bet.

Erroneous Odds: If clearly incorrect odds are displayed due to a technical error or human mistake and a bet is accepted at those odds, Karikya reserves the right to void that bet or adjust it to the correct odds.

Situation Karikya's Decision
Cancelled before the match starts Full bet refund
Match abandoned mid-game (less than 50% completed) Bet refunded
Match abandoned mid-game (more than 50% completed) Settled according to the result at that time
Incorrect Odds Due to Technical Error Bet Cancellation or Amendment
Bet Flagged for Multiple Account Suspicion Decision made after investigation
4 Deposits & Withdrawals

Payment method ownership: All deposits and withdrawals on Karikya must be made using payment methods registered in your own name. Using another person's bKash, Nagad, or bank account may result in the transaction being cancelled and your account being placed under investigation.

Withdrawal Prerequisites: KYC verification must be completed before making a withdrawal. Withdrawals below ৳5,000 may be possible without KYC, but it is mandatory for larger amounts.

  • Minimum deposit: ৳500
  • Minimum Withdrawal: ৳500
  • Average withdrawal time: 15 minutes
  • Deposit fee: zero (Karikya charges no deposit fees)

Fraud & Money Laundering: Karikya monitors suspicious financial activity. If any transaction appears unusual, additional verification may be requested. If evidence of money laundering or fraud is found, the account will be closed immediately.

If deposited funds are withdrawn immediately without being wagered, Karikya may initiate an investigation. Bonus funds cannot be withdrawn directly — the applicable wagering requirements must be met first.

5 Bonuses & Promotions

Bonus Eligibility Rules: Accepting any bonus offer from Karikya means you agree to the specific terms and conditions of that bonus. Each bonus may have its own wagering requirements, validity period, and eligibility criteria.

Welcome Bonus: A 100% welcome bonus is available on your first deposit, up to ৳5,000. The wagering requirement for this bonus is 10x the original deposit amount. The bonus is valid for 30 days from the date of deposit.

  • The minimum eligible odds for wagering contributions are 1.50.
  • Cashed-out bets do not count as fully settled for wagering purposes — the wagering contribution is calculated proportionally to the cash out amount.
  • Bets placed on both sides of the same selection will not count toward wagering requirements.
  • Any unused bonus balance will be cancelled once the bonus period expires.

Bonus Abuse: If Karikya determines that a bettor has opened multiple accounts to claim bonuses, engaged in coordinated betting, or exploited bonuses by any other means, Karikya reserves the right to void those bonuses and suspend the account.

6 Responsible Betting

Karikya believes betting is a form of entertainment — not a source of income. Ensuring the mental and financial wellbeing of every member who uses the platform is our responsibility.

Available Protection Tools:

  • Deposit Limit: Set your own daily, weekly, or monthly deposit limit. Limit decreases take effect immediately; increases require a 72-hour waiting period.
  • Cooling-Off Period: Your account can be temporarily suspended for anywhere between 1 and 30 days. During this period, you will not be able to log in or place any bets.
  • Self-Exclusion: Self-exclusion is available from 6 months up to permanent account closure. Opening a new account after self-exclusion is not permitted.

If you feel that betting is getting out of your control, please Responsible Gaming Visit the page or contact support.

7 Account Suspension & Closure

When Karikya may suspend an account:

  • Evidence of multiple accounts being opened.
  • Registering with false or misleading information.
  • Using another person's payment method to make transactions.
  • Bonus abuse or coordinated betting.
  • If evidence of manipulation or fraud on the platform is found.
  • Managing an account on behalf of a minor.

Balance of a suspended account: If an account is closed for rule violations, Karikya will make a decision on whether to return the balance after completing its investigation. Bonus funds will be forfeited in all cases. Actual deposited funds are generally returned if there is no evidence of fraud.

To close your account yourself: Contact support or select self-exclusion from your account settings. Make sure to complete any pending withdrawals before closing your account.

8 Changes to Terms & Conditions and Contact

Karikya may update these terms and conditions as needed. For any significant changes, users will be notified in advance via SMS or app notification to their registered mobile number. Minor amendments may take effect immediately.

Dispute Resolution: If a dispute arises, please contact Karikya's support team first. If you are not satisfied with the support team's decision, you may submit an appeal by email. Karikya's final decision is binding on all parties.

Contact: For any questions or complaints, reach us via 24/7 live chat or email support@karikya.xyz Contact us at the address provided.

Last Updated

These terms and conditions were last updated in January 2026. Key changes from the previous version include simplified bonus wagering conditions and the digitalization of the KYC process.

❓ Frequently Asked Questions

FAQs on Promotions & Passwords

To view all current and upcoming promotions on Karikya, go to the "Latest Promotions" section in the menu, or /latest-promotions Visit the page. It is updated regularly — typically one or two new offers are added each week.

Special event offers are available during major tournaments and series — such as the IPL, BPL, and FIFA World Cup Qualifiers — and are available for a limited time only. Enable push notifications to be alerted as soon as a new promotion goes live. When logged in, you can also find personalized promotions in the "Your Offers" section of your dashboard, which may differ from what other users see.

If you forget your password, click the "Forgot Password?" link on the login page. Enter your registered mobile number and a one-time password (OTP) will be sent to you. Once verified with the OTP, you can set a new password.

If the mobile number registered to your account is no longer in use or accessible, please contact support via live chat directly. Submitting identity verification documents (KYC) will allow the support team to assist with account recovery. For security reasons, this process may take 24 to 48 hours.

Now that you know the rules — let's get started

Karikya keeps its terms clear and transparent because we believe an informed player is a better player. Open an account today and claim your 100% welcome bonus.

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